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补充计划

当意外发生时,你可以做好准备。

事故保障-金科玉律保险公司

当意外发生时,你可以做好准备。

当你意外受伤时,账单会累加起来。UnitedHealthcare品牌的事故保障计划可以帮助您根据事故后获得的医疗服务进行固定支付。F32你可以从多个计划中选择,以找到最适合你的保险范围和成本之间的平衡。

即使你有健康保险,也会支付福利

无论你的主要健康保险覆盖了什么,意外保障会支付。

直接支付给您的福利

与意外伤害相关的保险服务,你的报酬是固定的。F18

高免赔额的帮助

事故保障金可以帮助您支付您的主要健康保险无法支付的自付费用。

每个计划中的AD&D

意外死亡和肢解福利包括在每个计划。有三种不同程度的AD&D福利可供选择。F18

额外的加护病房的好处

如果你在住院期间住进了重症监护病房(ICU), ICU津贴是在住院津贴之外支付的。

没有网络的局限性

事故保障计划并不要求你呆在一个网络中。无论医生或医疗机构给你什么样的照顾,你的工资都是一样的。注意:如果你的主要保险计划有一个网络,你可能会希望留在这个网络中,以最大限度地利用你的保险。

意外常见问题

是的。意外保障计划包括意外死亡保险,并向您指定的受益人支付保险金。意外肢解赔偿金按意外死亡赔偿金的百分比支付。更多信息请参阅计划手册。

对一旦计划生效,您的意外保险可立即用于符合条件的费用。


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打电话给我们

需要帮助找到适合自己的健康计划吗?请致电我们的一位持牌经纪人:1-800-273-8115

看到计划了吗

准备好看看你的健康计划选项了吗?让我们开始吧。

其他选择

你的健康计划满足你所有的需要吗?寻找医疗保险通常不会提供的帮助。

这些保单具有除外条款、限制条款、福利减少条款以及保单可继续有效或终止的条款。有关费用和保险范围的完整细节,请致电或写信给您的保险代理人或公司(以适用者为准)。

www.ambest.com","F82":"UnitedHealthcare Global is part of UnitedHealth Group, Incorporated, a Fortune 10 company. Travel assistance services may be provided by or through UnitedHealth Group entities, and/or the UnitedHealthcare Global brand. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Incorporated or the UnitedHealthcare family of companies.","F83":"UnitedHealthcare Life Insurance Company or Golden Rule Insurance Company is the underwriter and Dental Benefit Providers, Inc. is the administrator of these dental plans.","F84":"Personal insurance is not the same as COBRA, so review your COBRA information carefully.","F85":"A terminated employee may be eligible for continuation of coverage under federal or state law. Check with your former employer.","F86":"Bureau of Labor and Statistics, “Labor Statistics from the Current Population Survey,” 2014.","F3":"2014 Website Functionality Benchmark: US Health Insurance Plan Public Sites, Forrester Research, March 2015.","F4":"The coverage term is one day less than 3 years. In SC, plans are three 11-month terms. In IN and OK, plans are three 364-day terms.This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. 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Separate policies or certificates are issued.","F22":"Intensive care or critical care hospitalization benefits are subject to a 31-day maximum per confinement. If more than one surgery occurs during any given day, the highest tiered amount is paid.","F23":"Available after a 6-month waiting period.","F24":"Drug discount card is for prescription discounts only. This is not insurance.","F35":"To enroll in a Medicare Advantage plan, you must first be enrolled in Medicare Part A and B.","F36":"You must continue to pay your Medicare Part B premium.","F26":"This applies only if you choose a Silver plan on the federal Health Insurance Marketplace or your state's marketplace.","F27":"Premiums do not count toward deductibles. Usually copays do not count toward deductibles. Check your plan brochure for more information.","F13":"Underwritten by Golden Rule Insurance Company.","F32":"THESE PRODUCTS PROVIDE LIMITED BENEFITS. 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