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补充计划

Health ProtectorGuard固定赔偿计划为承保的医疗服务支付现金

1157806215

健康保护者-黄金规则保险公司

涵盖医疗服务的现金

你的健康状况可能会突然发生变化,这使得你很难为医疗账单做预算。如果你能得到帮助来支付这些账单呢?Health ProtectorGuard是一种固定赔偿保险,这意味着它为你的计划所涵盖的医疗服务支付一定数额的费用。F10Health ProtectorGuard将现金福利结合在增加折扣,以帮助抵消您的主要保险不涵盖的港口费用。

没有免赔额

1美元保险-一旦提交费用,就支付固定福利。没有免赔额!

去任何地方寻求照顾

在哪里得到治疗没有限制。不论你使用的是什么医生或设施,福利工资都是固定的。

100%的好处

无论其他保险范围或服务实际成本是多少,都将支付100%的保险费用。

为什么健康保护国 - 黄金法则保险公司

谁能从健康保护者计划中得到帮助?

自由职业者

或演出的工人

现在需要额外的覆盖范围

申请一年到头

有很高的

或其他自付费用

担心惊喜票据

比如在医院或者救护车上

网外成本

在你得到关爱的地方帮助你

选择正确的计划

您将如何使用您的健康保护国计划?

一点帮助

对于最低的Health ProtectorGuard保费,Choice Value计划在你需要的许多健康服务领域提供直接的现金福利,如住院和手术,医生和紧急护理访问等。

推荐方案:选择值

办公室/紧急护理

如果你经常去看医生,首选计划中的一个将是一个很好的选择。首选计划与其他HPG计划覆盖相同的保健服务领域,但包括每个日历年10次办公室/紧急护理访问的福利——是所有HPG计划中最多的。

推荐方案:主要的首选

以防

每天都有最高的住院保持福利。最高的重症监护室保持福利。为救护车旅行,急诊室访问和门诊外科设施支付的最多好处。Health ProtectorGuard Premier Plus在意外发生时帮助。

推荐方案:Premier Plus

健康保护者的选择-黄金规则保险公司

看看好处&自信地比较一下

固定赔偿计划,比如由黄金规则保险公司承保的健康保护计划,是指为你获得的任何合格的医疗服务支付预定金额的保险。例如,如果你的计划规定了每天50美元的x光补贴,而你摔伤了手臂,必须进行x光检查,该计划支付50美元。

不。固定补偿计划不是平价医疗法案(ACA)或奥巴马医改(Obamacare)医疗计划。

它不是主要的医疗保险。它没有覆盖ACA中列出的所有基本健康福利。与ACA计划不同的是,该计划不会为任何先前存在的医疗状况导致的费用提供保险。仔细阅读你的计划,看看哪些包括在内,哪些没有包括在内。

固定赔偿保险提供有限的利益。它为每项服务支付一定的金额,直至一个日历年或生命周期的最大值。

所有的健康保险计划都有你,被保险人,必须支付的自掏腰包的费用。它可能是:

  • 一个可扣除的在保险公司支付保险金之前,你必须先支付一笔钱
  • 甚至在达到您的扣除后,您必须支付所带来的费用的百分比,所谓的共同保险
  • 或者一个固定的费用,一个,你欠特定医疗服务

无论如何,你的健康保险计划中包含了你要负责支付的费用。

固定赔偿保险旨在成为一个补充计划,可通过支付某些合格费用支付一定金额来帮助一些成本。这笔钱可以帮助偿还免赔额或覆盖额外费用或共产金额。

简而言之,它可以帮助你管理医疗保险计划中不可避免的自付费用。

你对你的主要医疗保险计划很熟悉,它会在你满足某些免赔额、自付或自付费用后支付全部或一定比例的费用。通常,保险公司为你支付的费用直接支付给医疗保健提供者。你会在后面的利益解释中看到。

赔偿保险的支付方式不同。它支付计划中规定的保健费用的预定金额。没有免赔额。一旦提交了合格费用的索赔,就会支付计划为该服务指定的金额。这笔钱是固定的,而且不管可以从其他保险中支付的好处是什么。

赔偿保险的使用步骤

  1. 履行的合格医疗费用
  2. 要求提交的
  3. 已支付的福利

一旦有了合格的服务,医生或机构,或者在某些情况下,你,将提交索赔要求。然后,该服务的预设金额将被支付。如果预设的金额没有覆盖全部账单,剩下的部分由你负责。然而,如果在全额支付服务后还有剩余的福利钱,你会收到剩余的钱。

是的,你可以自己去看医生。不,你不需要呆在一个由医生或提供者组成的特定网络中。你从某些服务中获得固定的报酬,所以你在哪里获得这些服务取决于你。

重要的是:您的固定赔偿计划不会有网络限制,但您的主要医疗计划通常会。为了让您的保险最多,请记住您的主要健康保险计划的网络。

除了你支付的保险费用,保险公司称你的优质的,不。固定赔偿保险没有免赔额或你必须先满足的共付额。如果您或您的供应商要求一个合格的服务,设定的福利是支付。

是的,你会的。

这被称为a协调福利问题,当覆盖范围从两个独立的保险政策重叠。与你的固定赔偿保险,没有协调利益冲突。不管你是否有另一个保险计划也在支付同样的费用,它都会为你的保险费用支付固定收益。


叫我们-例证

打电话给我们

需要帮助寻找合适的健康计划吗?致电我们的持牌经纪人1-800-273-8115

看到这个计划

准备好看到你的健康计划选项?让我们开始吧。

其他选项

你的健康计划满足你所有的需要吗?寻找医疗保险通常不会提供的帮助。

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