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生活发生了

你可能有机会更新你的健康保险。

995754440

资格赛

错过公开注册?

你仍然有医疗保险的选择

变化是生命中唯一不变的。而驾驭这些变化,无论是好的还是坏的,都可能是复杂的。这些变化中的许多会影响你的医疗保险覆盖率,这不是小事,会给你已经吃饱了的盘子增加一点压力。我们致力于帮助您尽可能轻松地做出医疗保险决策。

但是,如果您在年度开放注册期之外,您可以选择自己的健康保险计划,我们能为您做些什么?

好消息是,生活中的许多变化都被视为合格事件,这意味着它们可能会触发一个特殊的注册期,当你可以在公开注册之外对你的医疗保险范围进行更改时。因此,如果你刚刚年满26岁,没有父母的保险,从军队服役回来,结婚,失业,退休,或者发现自己面临着人生的诸多变化,你可能有资格申请特殊入学。

我要选择多久?

如果你有资格参加特别注册,你通常有60天的时间来更改你的健康保险。如果错过此窗口,您可能需要等待10个月才能进行下一次开放注册。那就是我们进来的地方!现在让我们帮助您找到适合您的计划。

错过了你的特别报名窗口?

我们也可以帮忙

短期健康保险,也称为临时保险或定期健康保险,可能正是让你进入下一个开放注册期的原因。它的目的是弥合差距,让你在决定长期医疗保健解决方案之前得到保障。了解更多关于黄金法则保险公司短期健康保险.F5

资格赛

地址的改变

搬出本州或离开您现有的保险范围*地区可能会给您一个选择新健康保险计划的机会。

地址变更可能是一个合格事件,当您可以选择一个新的个人健康保险计划时,它会开启一个短的特殊注册期。如果您符合以下条件,则您的移动是符合资格的事件:

  • 搬到一个你现有的保险覆盖范围*不可用的地区。
  • 移动到一个您现有的覆盖范围*仍然可用但新计划也可用的区域。

*要使永久性移动符合资格成为合格终身活动,您现有的保险范围必须是最低基本保险(MEC)。

更换医疗保险很容易在搬家的混乱中迷失方向。别让这种事发生!自您申请新保险之日起,您只有60天的时间。

首先,给我们的一位友好的产品顾问打一个简短的电话1-800-273-8115. 我们可以帮助您在很短的时间内找到新的保险范围。

资格赛

将26

你将年满26岁,开始享受父母的健康保险计划。现在你有机会得到一个满足你自己需求和预算的计划。

更换医疗保险很容易在搬家的混乱中迷失方向。别让这种事发生!自您申请新保险之日起,您只有60天的时间。

首先,给我们的一位友好的产品顾问打一个简短的电话1-800-273-8115. 我们可以帮助您在很短的时间内找到新的保险范围。


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

资格赛

结婚

结婚开启了一个特殊的登记期,夫妻双方有机会更新或选择新的医疗保险。

现在,我们知道健康保险对新婚夫妇来说并不是最激动人心的话题,但它很重要。您刚刚创建了一个新家庭,您的家庭有独特的需求和目标。你的健康保险计划应该反映这些。这就是个人或私人医疗保险的美妙之处——你自己做。花点时间一起坐下来看看我们选择的健康保险计划.

结婚就是把所有的东西结合在一起——生活、银行账户、家具、家庭,甚至健康保险。作为一对刚开始的新人,保持一致是很重要的。我们会带你去讨论一些关键的区域选择新的健康保险.

病史

无论疾病还是健康,对吧?婚姻的一部分就是让彼此尽可能地保持健康。确保你们都了解对方最新的病史,这样你们就可以鼓励对方投资正确的护理。看看我们HealthiestYou健康和健康计划(不是保险)。

预算

确保你的新家庭预算中包含健康保险。你愿意每月花多少钱买保险?你过去的医疗支出是多少?对你来说,参加雇主资助的计划还是个人家庭计划更有经济意义?

看医生的次数

谈论你多久去看一次医疗保健提供者可以帮助你决定正确的保险计划。例如,经常去看医生的人可能特别想要考虑COPAY计划.

计划生育

也许你在考虑扩大你的家庭。或者不是。然而,结婚往往是一个重要的时间,提前考虑任何产前/生育好处,你可能需要以后。在所有符合条件的计划中,孕产妇和新生儿保险是基本福利的一部分平价医疗法.

药物

现在是一个很好的机会来讨论你们每个人定期服用的药物和你们需要多少保险。一些计划有固定的金额或副本,而另一些则没有那么多的结构。处方药覆盖率在不同的计划中可能会有很大的不同。

首选医生

您和您的配偶是否有想要保留的现有赡养人?也许你不介意换一下。每个人的感觉都不一样,所以一定要进行讨论。你会想找一个双方都满意的医疗保险提供商网络.

资格赛

将孩子添加到家庭中

家庭中增加一个孩子意味着巨大的变化。为了给你带来新的快乐,你的健康保险范围也需要改变。

无论你是刚生了一个孩子,还是收养了一个孩子,你的家庭都在成长。从选择儿科医生到选择儿童保育或学校,你只想给你的孩子最好的。

给家庭添一个孩子会带来巨大的快乐和许多调整。幸运的是,这也是一个资格赛,让你有资格参加一个特殊的报名期。所以找到正确的医疗保险计划可能是你的首要任务.

如果您还没有这样做,您将希望在网络中找到合适的儿科医生。您可以使用这些指针来简化决策。

  1. 你住得离儿科医生办公室有多近?
  2. 在家附近找个儿科医生很方便。与生病的孩子长距离驾车对任何相关人员都没有乐趣。

  3. 医生的办公室怎么样?
  4. 顺便过来看看。候诊室干净吗?员工是否友好且乐于助人?患者是否因等待时间过长而感到沮丧?

  5. 什么是办公时间和下班后的政策?
  6. 无论白天还是晚上,小孩子都可能需要医疗照顾。了解公司什么时候开门,他们是如何处理下班后的需求的。

  7. 医生是单独执业还是集体执业的一部分?
  8. 当你需要的时候,和你的医生预约容易吗?如果他/她不在,怎么办?找出你的孩子还可以看谁看病。

  9. 问问周围的人。检查你的网络。
  10. 找出你自己的医生推荐的儿科医生。问问你的朋友和家人他们带孩子去看谁。寻找在线评论。检查您的网络,寻找推荐的儿科医生。

资格赛

离婚

离婚是一件改变生活的事情,这意味着你要为新的家庭结构、医疗需求和预算购买健康保险。

你现在可能没有专注于你的健康保险范围。我们明白了。但有一件事你应该知道:因为离婚而失去符合ACA的医疗保险是一个符合条件的事件(对于失去保险的配偶而言),这将为你打开一个特殊的注册期,你可以购买自己的医疗保险计划。

您有一个黄金机会购买新的保险,以适应您重新配置的家庭。

寻找合适的个人健康计划满足你的新需求和预算是获得新的独立感和继续生活的好方法。


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

资格赛

退休配偶

由于配偶退休而失去雇主团体保险是一项资格认证活动,将开启一个特殊的注册期。

既然你的配偶可以依靠医疗保险来获得医疗保险,你可能会觉得自己被甩在了后面。但拥有自己的健康计划也有它的好处:你可以找到一个符合你个人健康需求和时间表的计划。

只是需要一些临时的东西,直到你符合医疗保险资格?查看我们的黄金法则保险公司短期健康保险计划.F5

如果你对长期保险感兴趣,另一种不同类型的健康计划可能更适合你的个人需求和退休预算。这可能是改变你以前的计划的最佳时机。看看我们提供的个人健康保险计划的类型.

你和你的配偶可能还想一起考虑一些额外的保险选择,比如牙科保险,医疗保险通常不包括,或旅游保险当你开始享受退休生活。

资格赛

失去亲人

失去心爱的人是一件可能使寻找新的健康保险计划成为必要的事情。我们是来帮忙的。

一步一个脚印

如果你因为爱人的去世而失去了医疗保险,你有60天的时间(一个特殊的登记期)来寻找新的医疗保险计划。虽然你现在可能不知所措,但获得新的医疗保险比你想象的要容易得多。

您可以亲自与我们的一位产品顾问在1-800-273-8115.


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

资格赛

保险人变更保险范围

当承运人终止或续订非日历年度医疗保险计划时,您可以在“特别登记”期间选择另一项计划。

要知道你有选择。取消计划是现实。好消息是大多数计划都在向更好的方向发展。

由于《平价医疗法》(ACA),覆盖范围已扩大到包括预防保健、心理健康服务、产妇福利等基本健康福利。既然您的旧计划不再是一个选项,我们将在这里帮助您找到适合您当前需要的东西。

你现在可能不是健康保险公司的超级粉丝。我们知道,但是不买保险是没有意义的。你冒的风险太大了。

资格赛

没有资格享受医疗补助

如果您失去了医疗补助或儿童健康保险计划(CHIP)的保险范围,您可能有资格参加特别登记以购买健康保险计划。

  • 您失去了医疗补助资格(例如,因为您的家庭收入发生了变化)。
  • 您的孩子已超过芯片覆盖的最大年龄。只有在芯片计划覆盖范围内并失去覆盖范围的个人才有资格申请特殊入学。

仅仅因为你今天的收入很低并不意味着你的收入会一直很低。你可以利用一个临时的短期健康保险计划.F5无论何时,只要情况发生变化,你都可以随时放弃保险。

我们的保险计划组合为您提供了广泛的保险范围、计划类型、免赔额和补充——每一项都有其独特的优势。我们的目标是为您提供全面的个人健康计划选择,以满足您的需求和预算。

您自己的健康计划的优势:

  • 合身–您可以选择一个适合您具体健康问题或预算紧张的计划。
  • 便携式的-你可以根据你的职业目标来决定你的工作,而不是根据提供的福利。
  • 稳定的–如果您的工作发生变化,您将保留您的计划和您支付的任何免赔额。

现在看看我们所有的计划选项。

在工作中经历变化?

与工作相关的过渡可能会让你感到不安甚至沮丧。是时候控制局面了。如果您因以下工作相关事件之一而失去健康保险,您可能有资格参加特别报名:

资格赛

工作和保险损失

非自愿或自愿失业可能意味着你的健康保险范围发生变化——这些变化可以让你负责你的健康保险。

当你离开工作时,失去医疗保险是一个合格的生活事件,开启了一个特殊的注册期,这对你来说可能是一个真正的机会。现在,您可以购买自己的个人健康保险计划:

  • 可能比你以前的团体计划便宜
  • 无论您的就业状况如何,都将与您在一起。

然而,时间在滴答作响!您在非自愿失去保险之日前60天和之后60天有时间申请个人健康保险计划。F76

探索我们各种各样的计划.

你已经辞职、辞职或提前退休,现在你想知道下一步会发生什么。你可能正在寻找一份新工作或一条全新的职业道路,你可能有资格也可能没有资格享受医疗保险。有很多事情要考虑。

你有一个机会:当你离开工作时失去医疗保险是一个合格的生活事件,使你有资格参加一个特殊的注册期。F76;现在,您可以自由选择自己的个人健康保险计划。我们可以帮忙。探索我们的计划。但是不要花太长时间。您有60天之前和60天之后的日期,您失去了保险申请。

资格赛

开始新工作

一份新工作可能意味着健康保险的选择:失去以前与工作相关的保险可能会开启一个特殊的注册期。

假设你的雇主提供团体健康保险。只是还没有。许多雇主要求在开始保险前等待一段时间。

我们的短期健康保险计划可以为您提供填补临时健康保险缺口所需的保障。F5这些计划可以取消,没有任何处罚。

立即查看您的Golden Rule保险公司短期健康保险计划选项.

作为一项福利,雇主越来越多地取消了集团员工健康保险。有些人提供津贴让你自己购买个人健康保险,而另一些人则没有。但是,好消息是,你比以往任何时候都有更多的选择为你找到合适的报道。

如果你以前参加过团体保险计划,你就知道你的雇主会在你的保险范围内发号施令。有了个人健康保险,你可以选择适合自己的。

现在查看您的健康保险计划的全部选项.

资格赛

失去眼镜蛇的好处

眼镜蛇快死了?由于任何原因而失去基于工作的健康保险意味着您可能有资格在特殊注册期间获得健康保险。

您的COBRA保险即将到期吗?在几个月不担心医疗保险之后,你知道下一步该怎么办吗?

好消息是:退出COBRA保险是一项合格活动,为您购买自己的医疗保险开启了一个特殊的注册期。你将有更多的选择,灵活性和控制你的健康计划以外的眼镜蛇与个人健康保险计划。

现在你可以发号施令了,我们可以引导你前进。我们有各种形状和大小的计划。我们会帮助你的找到一个在你的预算范围内提供你所需要的医疗保健的计划.


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

资格赛

失去工会保险

由于任何原因失去基于工作的健康保险会触发特殊登记,当你可以找到个人健康保险时。

罢工和停工情况可能很难处理。通常会有很多困惑和挫折。在这一切的压力下,你可能因为工作中的这些变化而失去了健康保险。或者你的生活已经改变了,你现在离开了工会,失去了健康保险。F75

不用担心。失去基于工作的健康保险可能是一个符合条件的事件,当你可以的时候,它会触发一个特殊的注册期找到一个私人的,个人的健康保险计划.

我们知道时局艰难,这就是为什么我们有大大小小预算的计划选择。即使你有资格获得眼镜蛇福利,我们可以帮助您权衡从长期到长期的所有选择短期保险计划.

比如说,你决定永远离开工会。无论出于何种原因,退出欧盟都会带来一些不确定性。你可能在那里有很亲密的关系,有很多福利,包括健康保险。

如果你失去了健康保险,不必担心。你现在可以自己找保险了。失去雇主或工会的团体健康保险是一项合格活动,当您可以找到个人健康保险计划.

资格赛

退伍

失去从军队回来的保险将开启一个特殊的注册期,你可以选择自己的健康保险计划。

好消息:如果你从服兵役返回后失去了健康保险,本次资格赛将为你开启一个特殊的报名期。为了让你顺利过渡到退役后的生活,让我们帮助你找到一个健康保险计划,为你提供你需要的保险.


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

资格赛

开始无薪休假

由于开始无薪休假而失去基于工作的保险可能会在您可以购买医疗保险时打开一个特殊的注册窗口。

休假意味着过渡和改变的一段时间。你可能要处理很多事情。最重要的是,根据休假的类型,FMLA或其他,你可能还会发现自己在寻找新的医疗保险。F74

好消息是:无论出于何种原因,失去基于工作的健康保险可能是一个合格事件,它会打开一个特殊的注册窗口,让你在失去保险之日起60天内购买自己的个人健康保险。

我们意识到,现在处理医疗保险可能会让人感到难以承受。我们的工作是让您轻松找到满足您需求和预算的计划。借助我们有用的在线工具和授权产品顾问,我们可以帮助您找到一个能满足您特定需求的计划.


1.确定您想要的计划类型

  • 把新的计划和以前的计划进行比较。
  • 查看提供的福利范围。
  • 确定你喜欢什么和不喜欢什么。

2.寻找能满足您医疗需求的保险

  • 你经常去看医生或去医院吗?
  • 你的牙齿或视力需要什么?
  • 你有定期服用的药物吗?
  • 您目前或未来的健康需求是什么?

3.弄清楚你的医疗预算

  • 获得一个有免赔额的计划,在你的保险支付任何费用之前,你支付的金额,你可以放心地支付。
  • 选择一个符合你预算的月保费,你支付的保险金额。

4.了解网络内护理的成本效益

  • 查看提供商的网络选项。
  • 确保你的健康计划涵盖了你需要的提供者。

总是仔细检查!


如果您没有看到此处列出的个人情况,您仍然有资格。和我们的私人顾问谈谈。

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